10.5.07 what small dfw thing will you do/have you done today?

hypno06

Good morning people, newbies and old timers!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will/have:

- send everyone off with packed lunches
- put one thing on Amazon
- do a couple of hours exam invigilating
- go for lunch with a friend using BOGOF vouchers
- doing my banking and updating my spreadsheet

Have a good day everyone x

GirlRacer_2

Good morning all.

Not much on the agenda today, other than work
But I will be/have done
- piggy clicks and comps
- packed lunch for all
- checked online banking

Hope you all have a good day x

Karmacat

Hi all, before and after. Trying to get back into a routine. Today I will:
- get back into my routine, duh, practising my financial schemes on the web.
- pay my ordinary credit card (the one I spend on monthly) in full.
- just checked that I paid off my 0% credit card by the due date (I have, phew).
- make a decision on my mortgage offer, eek.
- get back into doing rpoints and mutualpoints, as well as my piggyclicks.
- read Martin's latest email - I think it came yesterday, haven't set eyes on it yet.
- put some beans on to soak, have been eating prepackaged stuff while mother's been here, v expensive (but she paid when we ate out, which was nice).
- get some of my paperwork sorted - its all higgledy piggledy right now, cos of when I swept it all into one big pile.
- be adventurous. Put a cd up for sale on Amazon!

Okay, thats a lot. Haven't had breakfast yet. Better get going! Bye all!

immoral_angeluk

Morning!

Today I got paid so will be...
Rejigging the budget as I got slightly more than expected - Done
Need to post an ebay package
Will put the washing out on the line AGAIN as it got drenched by rain yesterday while I was out. :mad:
Work out how much I need to move over to our debt account out of my pay to be able to pay off barclaycard at the end of the month. - Done and money moved over
Health visitor is coming round later
Need to book dentist check up for my daughter as I keep forgetting - Done

bobbadog

Today I have:

* Sent myself and OH out with packed lunches
* Peeled potatoes and left in soak (this is to stop me feeling lazy and grabbing some nicely ready boiled ones on the way home, which is a danger after a long day)
* Banked some cash


and lastnight I joined my Mum to Sky Broadband as it's by far the cheapest and fastest for her needs.

northern_star

Hi all

Still early but so far I have

rung rental company and negotiated a reduction on rental for tv and washing machine (price-drop of £10 per month :j )

booked free fitness class for this afternoon to keep me out of shops as well as getting into shape - hopefully!

resisted urge to visit hairdresser (vv bad hair day!!!!!!) - have set myself up to do HUGE pile of ironing instead, so I can feel really virtous afterwards :rolleyes: (providing I log of here and actually get on with it!)

Have a good day everyone.

oops_a_daisy

Good Morning Campers :T

well I think my list is going to be pretty much the same as yesterday


today I will/have...

checked bank account on line - got paid but most of it will be deducted from my redundancy payment as they only owe me 4 days pay this month ( why they didnt just stop the full months pay going in and just pay me what I am due I will never know ) am waiting for actual redundancy payment so that I can work out finances
sort out DD's mobile phone - its my DD's money set aside for this but I just need to get a good deal on the one she wants
do filing - still got a pile of paperwork on the stairs :rolleyes:
apply to more recruitment agencies
day 4 of quitting the fags :T
look into getting suit for interviews courtesy of the Job Centre from Dotty P's
eating from storecupboard so hopefully a no spender today for me :j

have a good day everybody :j

crawley_girl

Evening folks

Today I:
* used free texts
* will keep my train ticket safe as I can claim it back from work at end of month
* checked online banking
* am going to make a little overpayment (£10) on my Egg Loan but every little helps!
* am going to do my C&S on quidco & pigsback
* will do my timesheet for my 2nd job to be handed in tomorrow morning
* chucked a few £2 coins into my savings tin

:heartpuls CG :heartpuls

LookingAhead

Evening all. Today I have:

* Taken HM lunch to work.
* Got a lift to & from work.
* Did C & S online.
* Did an economy wash & am desperately trying to get the jeans dried - they're outside on an airer under the porch!

That's it today. Very basic.

ehallett

Hi everyone

Today I have:

• Had a no spend day
• Completed a mystery shop.
• Listed 6 items on Ebay.
• Sold 1 item on Ebay.

Emily x