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Moorcroft letter?

raptorman
raptorman Posts: 1,912 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 30 June 2013 at 1:21AM in Debt-free wannabe
dfgu;ouvourvroun
"Gort, klaatu barada nikto"

Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves

!ǝʞoɹq sʇı 'dןǝɥ

Comments

  • raptorman
    raptorman Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 June 2013 at 1:22AM
    giubhaoubhai
    "Gort, klaatu barada nikto"

    Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves

    !ǝʞoɹq sʇı 'dןǝɥ
  • My advice would be to write to Moorcroft firstly stating that you do not acknowledge any debt, and ask them for proof.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • raptorman
    raptorman Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 June 2013 at 1:22AM
    Cadgfhubaun
    "Gort, klaatu barada nikto"

    Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves

    !ǝʞoɹq sʇı 'dןǝɥ
  • fevlo
    fevlo Posts: 203 Forumite
    Debt-free and Proud!
    raptorman wrote: »
    Can I get some clarification on the letter?

    At the top it states...
    Moorcroft Ref: 0123456789
    Client Ref: 0123456789
    Client: Bank of SoAndSo

    To me this would mean they are acting on behalf of the Bank of SoAndSo, do they do that or do they simply buy the debt from the Bank of SoAndSo and if so would the above be misrepresentintation?

    Moorcroft will be acting on behalf of their client. If they had bought the debt you would normally relieve a letter from the original creditor assigning the debt to someone else along with a letter from the new owner in the same envelope

    [STRIKE]DFD - 24th October 2015[/STRIKE] [STRIKE]DFD - 24th March 2015 [/STRIKE]
    DEBT FREE 24.03.15
  • raptorman
    raptorman Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    fevlo wrote: »
    Moorcroft will be acting on behalf of their client. If they had bought the debt you would normally relieve a letter from the original creditor assigning the debt to someone else along with a letter from the new owner in the same envelope

    No problem, I will just ignore them then.
    "Gort, klaatu barada nikto"

    Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves

    !ǝʞoɹq sʇı 'dןǝɥ
  • raptorman wrote: »
    No problem, I will just ignore them then.

    To be honest I'd do the same. The only time to take these monkeys seriously is when/if you receive a summons.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Just write to moocroft asking for proof of the debt, if you ignore it you could find yourself with a summons and that is a different kettle of fish to fight.

    Play the game, the letter merry go round, and you will be ok.
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
  • rizla_king
    rizla_king Posts: 2,895 Forumite
    If Moorcroft are acting for the bank then they have a duty to pass the request and £1 on to them.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
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