A tale of 4 IFA's... (subtitle - why is it so hard?)

RedVulpine

fairleads wrote: »

One thing i do understand is that, since 1985 until Dec 2012, that when held in a pension, cash would have beaten a FTSE 100 tracker.

I don't wish to call your a liar or an idiot, but you are clearing not comprehending something here.

Daniel_Elkington

And where do you work proxy?

fairleads

Daniel_Elkington wrote: »

Hi there, thanks for the response.

Please do not quote me and add text to the quote, this is misrepresentation and wholly unfair..

Maybe better if i say that i found most of what you wrote is a joke and the piece about software employed being so complicated - it would explode my head - as childish. Sorry for that but please try and stay within the bounds of credibility.

Proxy

Daniel_Elkington wrote: »

And where do you work proxy?

Not in fund management, if that is your point...

fairleads

redbuzzard wrote: »

I can just about make that work by ignoring reinvestment of the FTSE income - do you throw all your dividend cheques away?

No, the results are inclusive of divi reinvestment

dunstonh

fairleads wrote: »

No, the results are inclusive of divi reinvestment

So, your information is wrong then.

fairleads

dunstonh wrote: »

So, your information is wrong then.

No its not, I've taken historical returns and added the annual divi.

fairleads

RedVulpine wrote: »

I don't wish to call your a liar or an idiot, but you are clearing not comprehending something here.

So please enlighten me. On the other hand don't bother, you're clearly either an IFA or have a vested interest in the financial services industry

jem16

fairleads wrote: »

No its not, I've taken historical returns and added the annual divi.

Please provide your evidence to support this claim.

fairleads wrote: »

So please enlighten me. On the other hand don't bother, you're clearly either an IFA or have a vested interest in the financial services industry

This seems to be your stock answer to anyone who disagrees with you. It's rather boring.

gadgetmind

fairleads wrote: »

No its not, I've taken historical returns and added the annual divi.

Excellent, so now please give references to the data sources you used and show your workings. All we ask is that you repeat this calculation such that we can see it and provide references.

I was invested during the 80s and 90s, and it was like a rocket sled. Since 2000 some asset classes and territories have done well, so I've continued to thrash RPI and cash interest, but not in quite the same way.