Loan v Equifax

msaquib

Hi,

Can you please advice which finance company use Equifax for Personal Loans?

My credit history is not great with Experian so I want to apply with banks who uses Equifax.

Thanks
MS

BigDave_Cash_Saver

Hi-

Sorry to bring bad news but most lenders run checks with BOTH providers.

However, i dont get how it can be worse with one or the other - they get data from the same sources.

Thanks,
:rolleyes:

Tori_Bellatrix

BigDave_Cash_Saver wrote: »

Hi-

Sorry to bring bad news but most lenders run checks with BOTH providers.

However, i dont get how it can be worse with one or the other - they get data from the same sources.

Thanks,
:rolleyes:

Not always .. most creditors report to both but some only report to Equifax or Experian ... I'm not sure why this is though...

msaquib

Anyone one know if RBS check Equifax? I know they do it for Current Accounts and Experian for Credit Cards. Not sure about Loan?

MS

BASFORDLAD

northern rock only use equifax for thier personal loan applications