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Credit file cleanup and CCJ mistakes
JohnDoe70_2
Posts: 28 Forumite
My Bankruptcy date was
Date of first order 10/06/2010
Date of award of sequestration 21/07/2010
Date of discharge 22/08/2011
I have 3 issues with what i have found on checkmyfile which reports info held by the credit agencies
Firstly i have 4 accounts listed as Closed 2 of which has a green "S" with Callcredit and 2 listed with a black "D" with equifax should these not all be "Settled" as they are before my date of Bankruptcy ?
Secondly i have a listing for a bank account opened in 2008 which appears twice once as " Bank Account" with equifax listed as "D" account closed 29th Oct 2010 and one listed as TTI SPC "US" with Callcredit with no account close date, these 2 entries are for the exct same amount and i think the same debt, i believe this was also listed in my bankruptcy.
Lastly i have a CCJ listed against me for Council tax for a property i lived in prior to my bankruptcy £2351 this also was listed my bankruptcy however the CCJ date was 18th May 2011.
Can someone help me out and tell me if my CLOSED accounts should be listed as Settled "S" and if a CCJ can be raised against me for a debt that should have been settled in the bankruptcy
Thanks
Date of first order 10/06/2010
Date of award of sequestration 21/07/2010
Date of discharge 22/08/2011
I have 3 issues with what i have found on checkmyfile which reports info held by the credit agencies
Firstly i have 4 accounts listed as Closed 2 of which has a green "S" with Callcredit and 2 listed with a black "D" with equifax should these not all be "Settled" as they are before my date of Bankruptcy ?
Secondly i have a listing for a bank account opened in 2008 which appears twice once as " Bank Account" with equifax listed as "D" account closed 29th Oct 2010 and one listed as TTI SPC "US" with Callcredit with no account close date, these 2 entries are for the exct same amount and i think the same debt, i believe this was also listed in my bankruptcy.
Lastly i have a CCJ listed against me for Council tax for a property i lived in prior to my bankruptcy £2351 this also was listed my bankruptcy however the CCJ date was 18th May 2011.
Can someone help me out and tell me if my CLOSED accounts should be listed as Settled "S" and if a CCJ can be raised against me for a debt that should have been settled in the bankruptcy
Thanks
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