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For Dennis @NDL answers to questions
Zevon
Posts: 14 Forumite
For Dennis @NDL
I think we need to know a little more here if you please.
When was the loan in question originally taken out? - To be Honest I cannot remember.
Does your credit file indicate whether any CCJ was ever obtained for any such debt? - I am trying to establish this and have written to the Official Reciever for confirmation.
Is it possible that you originally had an unsecured top-up loan from Northern Rock as part of one of their "Together" mortgages? - Yes it was a Toghether Mortgage
Why have you only been able to establish that the loan is not in fact secured after 4 years of payments? - When first approached by Northern Rock, I spoke to the official reciever and they stated that if it was the subject of a charging order re bankruptcy then I would have to pay. I wrote to NR to confirm this but never got a reply. In truth I was just so pleased to be discharged I didn't argue. I recently rang NRAM as they are now called and was told there was no charging order.
Thanks for any help
I think we need to know a little more here if you please.
When was the loan in question originally taken out? - To be Honest I cannot remember.
Does your credit file indicate whether any CCJ was ever obtained for any such debt? - I am trying to establish this and have written to the Official Reciever for confirmation.
Is it possible that you originally had an unsecured top-up loan from Northern Rock as part of one of their "Together" mortgages? - Yes it was a Toghether Mortgage
Why have you only been able to establish that the loan is not in fact secured after 4 years of payments? - When first approached by Northern Rock, I spoke to the official reciever and they stated that if it was the subject of a charging order re bankruptcy then I would have to pay. I wrote to NR to confirm this but never got a reply. In truth I was just so pleased to be discharged I didn't argue. I recently rang NRAM as they are now called and was told there was no charging order.
Thanks for any help
0
Comments
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Answered on other thread.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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