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Putting a hold on bank charges?
respiratory23
Posts: 45 Forumite
Hi
Is there a way to stop my bank charging me fees and interest on my overdraft, can I ask them to put a hold on charges for a while?
They keep adding more and more charges which means I can't reduce the overdraft as any money going in is taken out in charges.
Is there a way to stop my bank charging me fees and interest on my overdraft, can I ask them to put a hold on charges for a while?
They keep adding more and more charges which means I can't reduce the overdraft as any money going in is taken out in charges.
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Comments
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You can try, but they are under no obligation to do so unfortunately.
How about posting an SOA on here and we'll take a look and see if there is any thing else you can do to get ahead of this, there's usually more than one way to skin a cat.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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Probably not no."All truths are easy to understand once they are discovered, the point is to discover them."
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Which bank are you with ?
Lloyds do something called Controll which, although costs £10 a month its meant to cap the fees they can charge.
Your best bet is to go in and see a manager, they will be able to discuss the situation with you and try and help.
My wife did this and although the manager couldnt do anything herself she called the banks collection department on my wifes behalf and exlpained everything.
I think it looks better if you take the time and go and see them, it shows that you are serious about taking controll
[STRIKE]DFD - 24th October 2015[/STRIKE] [STRIKE]DFD - 24th March 2015 [/STRIKE]
DEBT FREE 24.03.15
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Barclays.
Thank you for your replies.0 -
respiratory23 wrote: »Barclays.
Thank you for your replies.
If you have Barclays 'reserve facility' which costs £22 for every Five days that you use it then cancel this, the bank charges work out cheaper.0 -
If you have Barclays 'reserve facility' which costs £22 for every Five days that you use it then cancel this, the bank charges work out cheaper.
A PDL works out cheaper than that. I hate barclays.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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