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AD today - my experiences
unsure100
Posts: 174 Forumite
Hi guys,
I am AD today!
It has gone really really quickly.
My experiences so far;
Stepchange have been amazing and have given me free guidance for the last two years (I would like to know how to donate money to them, I may start another thread)
The day in court is over before it starts
I have been incredibly emotional and felt guilty which is now lifting
I thought I had a surplus for an IPA but my OR didn't so I didn't get one
My telephone interview was over in ten mins
My examiner was lovely, not judgemental at all
My partner still loves me
My head hasn't fallen off
My family are still talking to me
The Co-op bank have managed to get buildings and contents insurance from me since opening my cashminder account and I will be going through them for an ISA.
My partner who is not BR is going to move to them from Lloyds
All in all a massive weight lifted, I have saved my page from the register to show my AD
I am AD today!
It has gone really really quickly.
My experiences so far;
Stepchange have been amazing and have given me free guidance for the last two years (I would like to know how to donate money to them, I may start another thread)
The day in court is over before it starts
I have been incredibly emotional and felt guilty which is now lifting
I thought I had a surplus for an IPA but my OR didn't so I didn't get one
My telephone interview was over in ten mins
My examiner was lovely, not judgemental at all
My partner still loves me
My head hasn't fallen off
My family are still talking to me
The Co-op bank have managed to get buildings and contents insurance from me since opening my cashminder account and I will be going through them for an ISA.
My partner who is not BR is going to move to them from Lloyds
All in all a massive weight lifted, I have saved my page from the register to show my AD
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Comments
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Congratulations and thank you for sharing! I cant wait for this day
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Thanks for that unsure....I'm not at all surprised by any of it other than this....My head hasn't fallen off....
....my head fell off twice in the first month and once in the second
. What do you suppose I did wrong:think: ? “Procrastination is my middle name....well it would be if I could be ar**d to contact Deed Poll."0 -
Congrats unsure. Glad you got there in the end. Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
That is brilliant news.
I hope mine goes as smoothly0 -
Well done on your AD, and thanks for updating us, good luck for the future.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Hi unsure100, it is lovely to hear from you and congratulations for your AD too :beer:
Best wishes
IF...x
"If wishes were horses, then beggars would ride"
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ifwisheswerehorses... wrote: »Hi unsure100, it is lovely to hear from you and congratulations for your AD too :beer:
Best wishes
IF...x
Thank you x0 -
congratulations, heres to the future xxxx rip dad... we had our ups and downs but we’re always be family xx0
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wonderful news, and a really helpful set of clear and concise key experience points thank you for sharing x 0
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Congrats! :beer::beer:Not quite a newbie as you think
;) (the member formally known as philnicandamy!)
FINALLY a qualified CAB debt caseworker 2015..:p
BSC 58
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