We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Letter from NRAM after discharge
newstart2012
Posts: 12 Forumite
Hello
Ive had a letter today from NRAM advising me that the property they reposessed has sold with a shortfall of £45k and requesting that I contact them to arrange repayment. I understand this shortfall falls into my bankruptcy, however is there a letter I should use to respond? They have already had a copy of my bankruptcy certificate and discharge notice.
Also does anyone know if this stays on my credit report as outstanding? They currently show ive defaulted every month since I stopped paying the mortgage.
Thank you in advance :-)
Ive had a letter today from NRAM advising me that the property they reposessed has sold with a shortfall of £45k and requesting that I contact them to arrange repayment. I understand this shortfall falls into my bankruptcy, however is there a letter I should use to respond? They have already had a copy of my bankruptcy certificate and discharge notice.
Also does anyone know if this stays on my credit report as outstanding? They currently show ive defaulted every month since I stopped paying the mortgage.
Thank you in advance :-)
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards