9.5.07 what small dfw thing will you do/have you done today?

hypno06

Good morning people, newbies and old timers!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will/have:

- sending everyone off with packed lunches
- doing a couple of hours invigilating
- giving a presentation in return for a free yummy lunch!
- looking for another matched bet
- updating spreadsheet and spending diary
- making a storecupboard/freezer dinner

Have a good day everyone x

GirlRacer_2

Good morning Hypno and all who follow,

Today I have/will
- done piggy comps and clicks
- packed lunch for everyone
- checked online banking (extra £105 in there from Tax Credits, Hmmm will have to check on that before I spend it!)

Think thats it for today. Hope you all have a good day x

immoral_angeluk

Today I've-
Done my piggy clicks but still need to do my comps.
Transferred our tax credits over to the debt account and updated my sig
Going to put a load of washing on to line dry.
Need to check our online gas/electric account to see if our DD is showing yet so I can update our meter readings.

redsquirrel80

Walked to work to save on bus fare.
Going to bank at lunchtime to pay in a cheque and a couple of bags of change.
Transferred money out of savings account (not much!) to help with monthly payment which I forgot to send in April and hopefully stop DCA taking me to court (I suppose this plus being able to afford food until next payday is more useful than having savings :rolleyes: ).
Brought loads of food to work so I shouldn't be tempted to buy anything extra.
Made decision (whilst lying awake at 5.30am) not to buy any unnecessary 'stuff' next month - absolutely no clothes, CDs, books, or anything at all off eBay!!

bobbadog

* I made OH and myself packed lunches
* Will be going to bank at lunch to bank cash and a eBay cheque
* Will contemplate walking to post office to cash a postal order

I've already been naughty and purchased a smoothie though. Tut.

crawley_girl

Morning troops

Today I:
* have agreed to sleep in at work tonight so a few extra squiddlies in my pocket plus I don't need to buy a return bus fare! Quids in!
* have charged my ipod so i'll be ok for music
* will be eating lunch and dinner at work for free!
* will have to pay dentist for my filling (NHS dentist luckily!) - thankfully I have a little dentist contingency fund!
* will get the bus back from dentist to work (and not taxi!)

That's all for today...

See you guys tomorrow

:heartpuls CG :heartpuls

oops_a_daisy

GOODMORNING - so happy Snaggles has had her baby and is well

Happy birthday to Martin too :bdaycake:

ok then so far I have/will be.....

checked bank account - I have managed not to go overdrawn this month :T
eating from storecupboard so hopefully a no spender today ( yesterday was a no spender too )
day 3 of no smoking :T off to smoking cessation clinic later so actually will not be a no spender as will have to get prescription but may be exempt at the mo
applied for 2 jobs yesterday - will be registering with more agencies today
need to sort out DD's mobile phone - still
need to sort out filing of paperwork - still


thats all I can think of for now - have a great day everybody :j

northern_star

Hi all

So far today, I have,

Spent my morning off cleaning & washing (needs to be done ) rather than browsing the shops and spending.

Baked a batch of bread from stuff already in.

Later I plan to,

Use 'free trial' membership and go to gym.

Not HUGE steps, I know but "every little helps...."

Have a good day everyone.