We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cheshire Building Society

Has any one had any mortgage fees refunded from Cheshire Building society, we changed mortgages from them march 2004.If so how much did u receive
«1

Comments

  • Mr_helpful
    Mr_helpful Posts: 3,233 Forumite
    I dont know about getting fees back you have to get a mortgage in the first place. They have some very good rates but abysmal service and turn around times. I only use them when the client doesnt need a remortgage for at least 3 months
    I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    Take a look at this thread
    subscribed.gifsticky.gif Sticky: Mortgage Exit Fees successes and failures (multipage.gif1 2 3 ... Last Page)
    MSE Dan

    I would send them Martin's standard letter.
    Mortgage Fees: Reclaim £100s of unfair fees if you've switched/repaid a mortgage
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • Do you mean mortgage exit fees or other fee's?
    Diabolus fecit, ut id facerem! :male: :female:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mr_helpful wrote: »
    I dont know about getting fees back you have to get a mortgage in the first place. They have some very good rates but abysmal service and turn around times. I only use them when the client doesnt need a remortgage for at least 3 months

    Placed a case with cheshire 4 weeks ago and its only just got the valuation back. First case ive given them, and there won't be no more going that way. Almost as bad as woolwich at the moment, I've been on hold 22mins trying to get through to the broker "support" team :mad: Do you reckon if I took this mortgage offer and the phone to the loo with me they would answer whilst I was on it :rolleyes:
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :mad: :mad: :mad: 30 mins on hold and still 16th in que!:mad: :mad:

    Apparently my call will be answered within 54 minutes:eek:
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • toonfish
    toonfish Posts: 1,260 Forumite
    :mad: :mad: :mad: 30 mins on hold and still 16th in que!:mad: :mad:

    Apparently my call will be answered within 54 minutes:eek:


    just 'phone your BDM and get them to sort it out - that's the best way.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Still on the phone, 7th in the que now! Oooooooh its exciting. I wont be giving them much business in future. Where is that broker who told me they had improved in going to *&^%$)£$ decapitate him, nearly an hour on an 0870................

    and the SAME TUNE over and over and over

    Think I've hypnotised myself
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    Why is every-one going off topic and not answering the OP question,he/she no longer has a mortgage with them ,they are asking about when you pay off your mortgage and the fee was unfair.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • Mr_helpful
    Mr_helpful Posts: 3,233 Forumite
    We are not sure which and how much the fees are he is talking about. they could be exit fees but also could be early redeption fees. You are making an assumption that the fee was unfair. It might have been but equally well might not have been
    I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    why dont you answer the question Ken?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.