We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Bad credit Mortgages

Hi - i have good credit and my partner had some defaulted loans which are all settled and nearly 5 years old. what are the chances of us getting a mortgage? we have a 30k deposit and looking to buy around the 200k region.

many thanks for any advice offered

Comments

  • ACG
    ACG Posts: 24,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You might not have access to everything on the market but you will be able to get a mortgage.

    Possibly one to get a broker to help you out with though.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349K Banking & Borrowing
  • 252.4K Reduce Debt & Boost Income
  • 452.7K Spending & Discounts
  • 242K Work, Benefits & Business
  • 618.6K Mortgages, Homes & Bills
  • 176.1K Life & Family
  • 255K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.