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LILA and overdraft question
CraigFTW
Posts: 5 Forumite
Hi everyone!
I'm currently 10 and a bit months into my bankruptcy, and although very tough, it's one of the best decisions I've made for myself.
I'm a bit concerned about a bank account that seems to have remained open by a creditor even though my overdraft on that account was included as a debt in my bankruptcy. Should the account have been closed by the bank when they were informed about my bankruptcy by the AIB? I'm worried that I'll be left with this debt when I'm discharged.
Any advice would be great as I'm not sure what to do :embarasse
I'm currently 10 and a bit months into my bankruptcy, and although very tough, it's one of the best decisions I've made for myself.
I'm a bit concerned about a bank account that seems to have remained open by a creditor even though my overdraft on that account was included as a debt in my bankruptcy. Should the account have been closed by the bank when they were informed about my bankruptcy by the AIB? I'm worried that I'll be left with this debt when I'm discharged.
Any advice would be great as I'm not sure what to do :embarasse
0
Comments
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Banks often hold accounts open, or what appears to be open, until you are discharged or even beyond.
The debt is covered by the BR no matter what the bank does, so please don't let it concern you.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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