can I pay off my IPA with family help?

fermi

Sorry, but no.

Saying all that, I can only recall 2 or 3 cases where an OR has agreed across 6 or so years, and I think curly's case was one of them.

I would expect the idea to be rejected anyway.

curly04

I think the OR accepted my offer because my IPA had dropped to Zero per month after my husband had left

They couldn't touch my Redundancy money as it was after the 12 months were over - and they wrote to me and told me that.

The job I got was less pay so they would have still got nothing per month. But I asked them to take the weight off my shoulder what could I do and they told me I could pay of the IPA and that is what I did.

I'd only ever made 1 payment before my husband left, and we were now 15 months further down the line - so they took what they could.

fermi

Makes sense curly.

If you were still paying the IPA then hugely odds on that they would have refused.

As said, I do recall an example where an IPA was settled for less than the status quo would bring over the full term. Though presumably the payments were at a level that only the IS might gain or lose out by it. i.e. not effect disbursements to creditors as none were anticipated.

And that happened despite several OR's examiners swearing blind that it would never be allowed.

Then again, who knows, the IS staff who signed that off may have got into serious bother for it?

Not sure if the was here or somewhere else though. Was quite some time ago.

kingdan

Thanks guys,

It seems that the best idea is not to accept the help and just pay it off and just stick with the IPA.

the last thing i want is to let the OR view it is an income and take the whole thing and still have me pay for my IPA, no point to waste my family hard earned money.