Scs / creation finance

Hi guys,
Last year January, my son orders a settee from scs on finance.
He paid a deposit £186, but then sadly his son was born asleep, my son and his girl are both in the army, due to losing the baby, they never moved into there house as planned.
My son phoned scs to try and cancel the settee but they refused.
My son then went to Afghan on your and I took over dealing with scs, I explained again what had happened and that my son no longer has a house for a settee!!

Anyway cut a very long story short, the store agreed to sell the settee in store and they would contact me in 12 month to see if we are in a position to take the settee, I said he wouldn't be and the lad stated he knew that but can't cancel off the books and this was the only way to go. He said he was doings a favour!

Anyway, last month creation finance have tried to take payment from my sons account!! He has phoned them as he has cancelled the direct debit and they are going to charge him £30 a month extra!
They said its up to scs to stop them taking the money?

Can't get in touch with scs this afternoon!! Surely he dosnt have to pay for something he has never had!!

Thanks guys,
«1

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Mortgage-free Glee!
    edited 3 March 2013 at 7:00PM
    sorry for your sons lost,and hope hes been ok in afghan(my nephews out there now),stop dealing with the store go right to the top MD and say that this just isnt right given the circumstances(if the MD wont play ball threaten to go to the press)
    I suspect at store level someone will be trying to hang on to their comission
    good luck

    eta some helpful names and numbers here

    http://scs-complaint.co.uk/scsho.htm
  • ScS_representative
    ScS_representative Posts: 26 Organisation Representative
    Hello Debtfree2010,

    I work for the ScS Online team and would like to see if I can help you with this. I understand it has been a challenging process for you.

    If you could supply me with the name on the account, the account number and the store ordered from I will be able to look into this for you.

    Many thanks,

    Kate
    The ScS Online Team
    Official Company Representative
    I am the official company representative of ScS. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Hello Debtfree2010,

    I work for the ScS Online team and would like to see if I can help you with this. I understand it has been a challenging process for you.

    If you could supply me with the name on the account, the account number and the store ordered from I will be able to look into this for you.

    Many thanks,

    Kate
    The ScS Online Team

    Can you give contact details direct to your online team please?

    The details you have asked for should not be posted on this thread.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • ScS_representative
    ScS_representative Posts: 26 Organisation Representative
    Hello DebtFree2010,

    If you do not wish to post this information publicly you may contact me via the ScS Feedback form on our website:

    http://www.scs.co.uk/customer-care/feedback/

    If you choose with method please quote 'Money Saving Expert' in the form.

    Many thanks,

    Kate
    The ScS Online Team
    Official Company Representative
    I am the official company representative of ScS. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    If you do not wish to post this information publicly you may contact me via the ScS Feedback form on our website:

    Sorry. I did not make myself clear. Posting such info on the forums is not permitted.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • debtfree2010
    debtfree2010 Posts: 104 Forumite
    Thanks guys,

    I will contact SCS online, hopefully Kate will be able to help.:j
  • debtfree2010
    debtfree2010 Posts: 104 Forumite
    Just a quick update, SCS have been in touch this afternoon and cancelled the credit agreement, so we have no money owing.
    Really, really over the moon at that outcome!!!

    Thank you very much SCS :)
  • beth3735
    beth3735 Posts: 499 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Pleased for you, and well done scs doing the right thing this time!
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Excellent news. Thank you for the update. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • ScS_representative
    ScS_representative Posts: 26 Organisation Representative
    Hi Debtfree2010,

    I'm glad I could be of assistance.

    Many thanks,

    Kate
    Official Company Representative
    I am the official company representative of ScS. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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