Wanting to make a purchase on finance- 0% APR?

randomnut

Dell are currently offering 6 months 0% finance if thats any good.

pheonixrising21

iolanthe07 wrote: »

perhaps in a high interest saving account

I have been searching around, but I haven't been able to find such a thing since about 2008.

I guess it depends on your definition of "high" and how relative that is.

I think First Direct do a regular saver account at 8% if you have a current account with them.

Nationwide have 5% in their current account for a year

Even pre-2008 this would have been considered quite high?

Obviously, I know you were being sarcastic, and I have to agree with you, savings rates are shocking at the moment. From a personal point of view, it keeps my mortgage payments very low while I pay off my other debts.

iolanthe07

I think First Direct do a regular saver account at 8% if you have a current account with them.

Thanks. I shall look into that. I have a Vantage current account with Lloyds/TSB, but that is only around 3%, and then only up to £5K.

From a personal point of view, it keeps my mortgage payments very low.

Savers are definitely suffering to the advantage of borrowers - It is unlikely that will change soon.

jamesperrett

It might be worth pointing out that there is more scope for haggling if you don't use a retailer's interest free option. The retailer still has to pay interest on the loan which they get back by bumping up the selling price. So you may be able to negotiate a better deal if you use a credit card.