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HSBC Requiring Structural defects warranty for converted apt remortgage -

Hello,
I'm trying to remortgage my flat which was converted in 2006. I just got off the phone with HSBC who have said that they will require a Structural defects warranty as it's been converted within the last 10 years. I've never heard of this and have not been asked before for this from my previous 2 lenders. Any idea how much it is to get one and how long it would take? As I may just go for a different lender if it's too much trouble/cost.

Thanks so much!
[FONT=&quot]!!!!!![FONT=&quot] Make Me Rich This Year eBay & Gumtree [/FONT][/FONT][FONT=&quot]
2013 goal is getting rid of all my clutter and it would be a bonus to make
[/FONT][FONT=&quot][FONT=&quot]£2000 again doing so!
£291/£2000 = 15%
[/FONT][/FONT]
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