We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

x2 lender declines...pick the keys up this morning

Just wanted to report on some good news, forums are normally full of issues, with a mortgage application.

I was after a £100k mortgage and had a ccj and a default on my file and had 2 rejections with a previous advisor, I had a 20% deposit and a good salary but that didn't stop lenders showing interest.

After some helpfull advice on here and the use of a Mortgage Advisor I am mow collecting the keys to my new place today.

I cant thank said advisor enough and wish I had paid the fee months ago to use their services. You pay for what you get at the end of the day.

Comments

  • Morn
    Morn Posts: 216 Forumite
    Great to hear a success story. Congratulations and good luck with the move..
    Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.

    --Albert Einstein--
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pleased to hear that you're getting the keys to a new home.
  • lee111s
    lee111s Posts: 2,988 Forumite
    Eighth Anniversary Combo Breaker
    Great to hear :)
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Awesome - enjoy the new place :) what a great way to kick off your weekend!
  • Dukesy
    Dukesy Posts: 406 Forumite
    Yay! Well done and good luck in your new place!

    I know how hard it can be when you're slightly outside of the mortgage companies' comfort zone - we had huge problems with getting a mortgage due to only one year of self employment and a supposedly uninhabitable house, but we managed it eventually.

    Just goes to show that nothing is impossible if you're determined. Really well done on getting it all sorted.
  • Congratulations!! Lovely news to read on a Friday! We too are using a mortgage advisor and like you I too could never thank them enough.

    Have a great weekend in your new home!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349K Banking & Borrowing
  • 252.4K Reduce Debt & Boost Income
  • 452.7K Spending & Discounts
  • 241.9K Work, Benefits & Business
  • 618.5K Mortgages, Homes & Bills
  • 176.1K Life & Family
  • 254.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.