Post Bankruptcy

chunx

Hi Everyone :j

I should have posted on here sooner but since being discharged at the end of January (my official twelve months) my health has been poor.

First of all thank you to everyone here who has contributed their knowledge or their experience. Most of the time, I've not needed to post as someone has already asked the question. I cannot believe how quickly 12 months has gone.

Today I have started to work on the cleaning up of my credit files (excellent thread!) and hopefully this will get sorted within a couple of months.

I've also been reading about the Cash builder Credit Building card. A long thread but not much info in the last 12 months. Can anyone share their recent experiences of this and is it worth doing?

Also, is there anything else post bankruptcy that I should now be doing, either short - medium or long term? Any advice great fully received.

Thanks again everyone for keeping me sane and not making me feel like I am a terrible person to have petitioned for bankruptcy.

Chunx :beer:

fermi

Congrats. :beer:

Well, build up basic history. Worst thing is none at all now.

Maintain a bank account, maybe a phone contract and sub prime credit card if you can get them pay off in full every month.

I'm very dubious about the benefits of a cashbuilder card. But if you want a pre-paid one anyway, then does no harm.