Guarantor for daughters rent

spacey2012

Good advice above, many of these contracts are not constructed correctly.

mustmakealist

It might not be as bad as you think but is just a matter of timing and a young persons inability to sort things out.

I remember when my daughters moved into private student accommodation. Their rent was due to be paid in a number of installments which may have been termlyor per semester, but the timing of the payments didn't quite line up with the dates that they received their loans. This could mean that this terms/semesters rent was due, but that her loan hadn't come through in time to pay by the due date. That will probably be why you got a letter with such a large amount of arrears showing.

Some students find the whole money thing a bit on the scary side. Why not send her an email asking her if everything is sorted and asking her if her loan has come through. See if there's anything that she needs help with sorting out rather than getting too cross with her.

Hope that helps

pimento

If my son hung up the phone on me while we were talking about something like this, I'd be in my car and on his doorstep that same day.
Cheeky mare! (the daughter)

FBaby

pimento wrote: »

If my son hung up the phone on me while we were talking about something like this, I'd be in my car and on his doorstep that same day.
Cheeky mare! (the daughter)

I totally agree and that was my first thought. How dare your daughter not take responsibility for this. Either she indeed has the money and all she has to say is 'i'm so sorry this has come your way, it was a misunderstanding, don't worry, I will have it all paid today and this will definitely not happen again', or if she is lying, which is more likely the case, she should come clean and agree to work something with you.

If it was my daughter or son, I too would be on my way to their place asap and having a serious unpleasant talk with them!

xbethanyx

pft, hanging up on your mum or dad and then not answering? surely more to this!!

marleyboy

The second she hung up the phone in such an ill mannered fashion, I would have gave her a tent for her future premises and charged her for that too.

soulsurfer

You know she's in the wrong but right now priority is sorting out the situation and lessening your stress. Suggest to her via text/email that if she doesn't have the full amount, assuming she is telling the truth and does have some of the money (and maybe all of it) she may get help from the University's Money Advice Support Office. If she explains the situation they will possibly be able to help.
We are doing the same for our daughter for the next academic year, 2013/2014 but making sure her student loan goes into a separate account to her current account and that the rent is taken from there. She won't have access to this 'other' account. If it's in her current account I know the temptation will be too great and she knows that too. We all like to think our children would be sensible and not put us in the position your daughter has with you - but where money is concerned and peer pressure - nothing surprises me.
Main thing now is to sort this out - before it goes too far. I used to work in student accommodation and this is a common thing students do - but there's always a solution if you speak to everyone concerned and do things early in the process.
Good Luck!

gizmo111

FireWyrm wrote: »

You will be taken to court and a CCJ obtained. This isnt a standard debt, it is rent, which means that you cant just pay in 'installments' and frankly, it is deeply unfair to the LL.

The LL, if he has any sense what so ever will be in the process of actioning an S21 eviction notice for rent arrears and even if you pay it, she will be out at the very next opportunity available to him. I suggest you refrain from 'helping' her at that point also.

This wont go away and more than likely, there will be a court, a CCJ, several black marks on your credit file and a debt collector involved...not to mention zero chance of a reference and quite possibly she wont be able to get other accommodation at all in the private sector.

There will not be several black marks - if anyhting there will be a CCJ a few months down the line. If the CCJ ends up with the OP then it won't affect the daughter. Rent is not a credit agreement and will not end up on the daughters file.

The OP needs to check the agreement she signed as guarantor is valid.

j-josie

RAS wrote: »

please go over to the housing and renting forum and seek advice as to whether the guarantee you signed is actually valid; a high percentage are not.

RAS, I would be very interested to note what constitutes a valid or invalid guarantee as DH is guarantor for DS and I am guarantor for DD.
It could be useful to know for the future.