8.7.07 what small dfw thing will you do/have you done today?

hypno06

Good morning people, newbies and old timers! I hope you are enjoying your long weekend, despite the forecast rain!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will be (or since I last posted I have):

- doing a couple of hours invigilating at school
- doing piggy clicks
- have listed loads on ebay
- sending everyone with packed lunches
- trying for a NSD, much to the disappointment of the family who are fed up of what is in the cupboards!

Have a good day everyone and I hope today is a successful non-smoking day for oops-a-daisy x

edited to say that I have just realised I have put July as the date. DOH!!!

GirlRacer_2

Good morning Hypno and all who follow,

Today I have/will
- post off all my various 'money' letters
- done piggy comps and clicks
- packed lunch for all
- checked online balance to make sure all is well

That's it for me. Have a good day

lynzpower

LUnch is made. Im now re-starting my quid a day challenge of only taking a quid to work. I have lunch so I dont really need it, but nice to have a bit of change "just in case"

Checked online balances, looking good

Filled in a form for extra pointage through the boots health club will post this on the way to work

On my luinch hour Ill complete some of the work for my part time job

Also need to email my old employer to get hold of my old p45.

have a moneysaving day everyone

Spendi

Morning all

Today i have / Will be

- Posting Ebay Parcels
- Taking a packed lunch to work with HM bread & Yoghurt
- Posting my bank charges letter
- Checked my online banking
- Doing my PiggyClicks
- More listing on Ebay this evening

crawley_girl

Morning people

Today I:
* am getting a lift from my boss into work (and hopefully home again!)
* have popped a few coins into my £2 coin tin
* will have a freezer tea
* got up early to do some work on my NVQ before going to work instead of staying up late to get it done cos that's when I can't be bothered to stick to budget
* will try hard to stick to my budget (!!!)
* checked online banking
* will do my C&S later after work

:heartpuls CG :heartpuls

immoral_angeluk

Today I will

Do my piggy clicks
Post ebay stuff
Go to my old work and pick up wage slips etc
Call tax credits to let them know my maternity leave has ended.

oops_a_daisy

today I have...

applied for a job - but it is not on my area so not sure if they will look at me
been to the gym - on notice so using up the last 2 months worth
checked my bank account - not gone overdrawn
eaten HM bread from yesterday - toasted
day 2 of non smoking - saved £10

I will...

soon be off to the job centre to see if I am eligible for any benefits
apply to 5 recruitment agencies
sort out DD's mobile phone in a MSE way
eating from storecupboard leftovers for lunch and curried cod & veg for dinner
piggy clicks still to do
speak to solicitor about ex employers and write e mail to ex employers to tell them where to shove their compromise agreement :mad:

LookingAhead

Hi all.

Today I have:

* Got a lift to & from work so no bus fare.
* Took HM lunch to work and used up a yoghurt I had left there (in fridge!) last week.
* Posted an Amazon package.
* Have done a quick clothing wash and am willing it all to dry on the line in the quite 'fresh' wind before it throws it down with rain!
* Have applied for a better paid job online but it's through an agency so...who knows if my details will even get to them!
* Did C & S online too.

brummiebabe

Today I have...

• Gone into Starbucks (as we needed to get some lunch whilst out) and walked out again when we saw how much everything cost!! Would have probably spent £15 (sandwich for me & DH, 2 coffees, drink and gingerbread biscuit for DS2!) - Instead, we went to Sainsburys and got 2 sandwiches, drinks & gingerbread biscuit for DS2 and spent around £5-6!!
• Even better - DH actually said it was far too expensive in Starbucks and that he couldn't justify spending that.....DH is not good with money...would normally not even think about the cost!!!!! Perhaps I can get him hooked on MSE yet!!!!!:rotfl:
• Also sent DS1 to school with packed lunch!

JellyBaby_3

Listed a pile of stuff on Amazon - mainly 0.01p but never mind all grist to the mill!

JellyBaby_3

Paid £40 of HoF bill