First time buyer Mortgages

Dukesy

Frogmorton wrote: »

Probably smug little 20somethings who have never experienced unexpected financial difficulties.

There is some great advice available on these forums, and it is very much worth taking some of it on board. Definitely try a different broker for starters - things can be overcome! We, for example, managed to get a mortgage with one year of self employment behind us. Never give up at the first hurdle

Just as a side note though, as someone you'd probably consider a smug little 20 something, I find the above quote a bit on the unpleasant side. Please don't assume that other, younger people haven't had huge and unexpected financial difficulties which they may have managed to rise above - your turn of phrase comes across as quite insulting.

ACG

Have a look on google for some local advisors.
Speak to a couple until you get one your happy with. I wouldnt give up though.

Frogmorton_2

Dukesy wrote: »

Frogmorton wrote: »

There is some great advice available on these forums, and it is very much worth taking some of it on board. Definitely try a different broker for starters - things can be overcome! We, for example, managed to get a mortgage with one year of self employment behind us. Never give up at the first hurdle

Just as a side note though, as someone you'd probably consider a smug little 20 something, I find the above quote a bit on the unpleasant side. Please don't assume that other, younger people haven't had huge and unexpected financial difficulties which they may have managed to rise above - your turn of phrase comes across as quite insulting.

Thank you for your comments. If however you didnt like my turn of phrase you did not need to reply.

Dukesy

Frogmorton wrote: »

Thank you for your comments. If however you didnt like my turn of phrase you did not need to reply.

No, I didn't need to reply, however as I'm a nice person, I wanted to offer a bit of encouragement that barriers such as this can be overcome.

However, I feel that you made an unnecessary comment that could be construed as quite offensive and could potentially isolate a lot of people who might be 'smug 20 somethings' who you assume have never suffered financially but could, in fact, be in a position to offer useful advice to you. There is no need to PM me telling me that I didn't need to reply to your post, that just makes you sound even less reasonable.