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OR and self employed records ....
desperate_mum_3
Posts: 251 Forumite
Had phone call from OR saying I have to go in for a face to face meeting as i'm self employed .... i only do 18 hours cleaning for people i know . Do i need to take all records from when i started in 2002 ? There isn't a problem in doing so as i have had to keep them for working tax credits but they are hand written in a book is it best to take them or put them on a computer programme and print them off ???
BR as of 26th April 2007 and feeling 10 years younger :T
If only ex could be sorted as easily :wall:
If only ex could be sorted as easily :wall:
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Me being me, I'd put them on the PC, just makes it clear - we can read our writing but if yours is anything like me, no-one else will! :laugh::: BCSC #71 but now discharged! ::0
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Hi DM,
i would ring or email your OR and ask ,as you will know exactly what to take with you .Official DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
gettingitsorted wrote: »Hi DM,
i would ring or email your OR and ask ,as you will know exactly what to take with you .
Yes. Don't second guess it. Ask the OR exactly what they need before ypu go. The OR's are strapped for time, and will appreciate the frankness. They are snowed under!Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Normally the OR will specify exactly how much they need. In my case I was asked for two years.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
desperate_mum wrote: »Had phone call from OR saying I have to go in for a face to face meeting as i'm self employed .... i only do 18 hours cleaning for people i know . Do i need to take all records from when i started in 2002 ? There isn't a problem in doing so as i have had to keep them for working tax credits but they are hand written in a book is it best to take them or put them on a computer programme and print them off ???
dm,
Take your original records, anything else will look something less than genuine and possibly contrived. Chances are your O.R will only take a quick glance at them anyway; if you take a cute little summary your O.R may well ask what happened to the originals.
Rich0 -
Agree with GIS, ring and ask OR - if they are happy with your book why put yourself through more work and stress of trying to make record look pretty
I'm self employed and at OR interview had my last statement of accounts to show income and OR was fine with that.Discharged June 06:beer:
Not visited for ages but missed you guys0 -
Great thank you all ....BR as of 26th April 2007 and feeling 10 years younger :T
If only ex could be sorted as easily :wall:0
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