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What are our chances - settled default

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Comments

  • McKneff wrote: »
    I'm really curious as to how your Sky bill is so whopping.

    Cancel some asap and throw this at your debts too.

    Buying a Humax HD Freesat box for £200 (less than 2 months sky bill) will give you hundreds of channels, rewind, record, pause, everything that sky gives you. Obviously you wont get the Sports Channels but do you need them.
    Thats a saving of over £1,000 in each year.

    We've basically got the full sky package on a HD box in our living room and then an extra box upstairs too. We also have our phone & Internet included in this too.

    Thank you so much for the recommendation Humax box! I will get looking into this over the weekend!
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh sorry, I must have misunderstood the question. I thought they meant in the way of joint bank accounts/finance agreements etc?

    On our credit references we aren't financially associated with each other in that sense.

    The lender may well look at related parties who are in occupancy. As this will impact on their risk exposure.

    If a partner is not named on the application. Raises more questions than answers.
    As more often or not suggests there's an attempt to hide or deceive.
  • ACG
    ACG Posts: 24,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Theres a member on here called Dave ham, hes based in Essex. He also specialises in people with adverse.
    It might be worth giving him a shout, i've actually sent one or 2 of my clients to him when ive not been able to help.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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