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Fair or not
crushed00
Posts: 58 Forumite
I owed almost 26 thousand in two unsecured loans at the beginning of 2009 with my credit rating fair ,,which I thought fair enough. :DToday I owe just under 7 never missed a payment or added extra debt, and my credit rating is still only fair..... My question is :rotfl: do you think this is fair..:)
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Comments
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Fair by whose standards? As long as over the whole of the last 6 years there has never ever been a late payment then you should have a good credit rating. If you want more credit then just apply for the good ones and don't worry about any rating that the credit reference agencies give you.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
More credit :eek: after what the last 6 years has done to me as a person never again... The banks can keep their money and we will keep ours :j0
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So if you dont want/need more credit why are you bothered?0
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