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Mobile phone defaults on credit file
carameline
Posts: 23 Forumite
Our mortgage is currently in my name only as my husband has defaults on his credit file which prevented him from being able to apply. These come off in may after being on there for 6 years.
However, he has a default from t mobile too (£160) which won't come off for 3 years. Does this still mean the bank won't even consider him? I heard a little whisper that they tend not to take note of mobile phone defaults as they are very common.
However, he has a default from t mobile too (£160) which won't come off for 3 years. Does this still mean the bank won't even consider him? I heard a little whisper that they tend not to take note of mobile phone defaults as they are very common.
0
Comments
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It will depend upon your situation and lender selection.
There are some lenders who disregard telecommunications defaults or those under a specific value.
All the bestI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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