7.5.07 what small dfw thing will you do/have you done today?

hypno06

Good morning people, newbies and old timers! I hope you are enjoying your long weekend, despite the forecast rain!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will be:

- trying to catch up on some admin before it costs me money because I am late!
- re-do my budget sheets at home to see if there is anything I can change
- try and make sure everything not being used is not on standby, but is switched off at the wall
- putting at least one thing on amazon or ebay
- making storecupboard/freezer meals

Have a good day everyone x

prophecy_grrl

Morning Hypno and all who will follow.

Today I have re-calculated my DFD - CC's will be paid off by end 2009, and final loan repayment is July 2010 :T

I will be going out later to buy a fence for the garden (budgetted for), and as I didn't go out last night as planned and budgetted for I am meeting a frined to go window shopping today - I am taking the £10 saved from staying in last night and leaving my purse at home.

Have a good day all

oops_a_daisy

good morning Hypno and ProphecyGirl :T

well today is my 1st day of no smoking so I am hoping to keep myself really busy doing housework washing will be line dried and cleaning will be done with stardrops and vinegar ( feel free to move this to oldstyle if you want )

we will be eating from storecupboard so it should be a no spender day too as I will not be buying fags :mad:

am going to sign up for mobile banking for £10 cashback if the promo is still on :rolleyes:

have a bit of filing to do

have a good day everybody :j

GirlRacer_2

Good morning all. I'm going for as NSD day today - have GOT to finish coursework!!!!!

crawley_girl

Evening

Today I:

* decided not to have lunch out with friends
* went to a free May Day festival thing/ carnival in Hastings
* didn't buy anything whilst browsing the shops
* used some free texts
* did C&S on quidco/ pigsback

:heartpuls CG :heartpuls

Snaggles

Evening :hello:

Today we went for a picnic to the airport and had a lovely time just watching the planes taking off and landing (there's a little road you can park up on and the planes go right over your car, it's great fun). Cost: not a single penny!

lynsayjane

evening hypno et al

today I have spent all day trying to read through pap's thread meaning I didn't leave the house and spend any money :rolleyes:

i also dried the washing on the line outside. however I put the heater on for a bit as I felt really cold today, switched it off now but have blanket wrapped around me

Em1982

Today, thanks to other people's advice I have cancelled 6 monthly payments and will stop playing the lottery once my current ticket has run out. This will save me £51.32 a month!

loopylass81

- today i have ebayed and sold 2 items another 3 ending later
- done pigsback clicks but not sure how to do quidco clicks???
- only brought items from lidl I needed.

prophecy_grrl

Oops a Daisy - how's the first day gone? I know it's hard giving up smoking, but please persevere - it's a very DFW and Healthy thing to do :-)

I didn't buy my fence, I'm going for it tomorrow on my lunch break.

I had a heart to heart with DH about our debt and the need to budget. He can't wait to start his job in September so we'll have more money to throw at the debt - we're both DFW's now :-) I feel like a big weight has been lifted - I can do anything with DH's help, so the debt just seems like an insignificant problem that we'll esily overcome together.

LookingAhead

Hi all. Back to work tomorrow then....

Well today I have:

* Got a couple of items at market that I needed for a whole £4.50
* Had lunch bought for me whilst we were out
* Sold a DVD on Amazon
* Have put a cardigan on instead of the central heating
* Have done Piggy comps & QuidCo searches
* Did a Ciao survey too