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Full and final lloyds

averageguy11
averageguy11 Posts: 423 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Debt-free wannabe
Anyone had any recent experience re a full and final with Lloyds?

I'd be interested to know what percentages have been accepted

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Have you defaulted on your debt....? Have they issue you with a default notice...? Unless they have which will trash your credit rating for the next 6 years then you have no chance whatsoever...
  • averageguy11
    averageguy11 Posts: 423 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    stephane wrote: »
    Have you defaulted on your debt....? Have they issue you with a default notice...? Unless they have which will trash your credit rating for the next 6 years then you have no chance whatsoever...

    O yes...and i'm not proud of it...4 years on a dmp..i'm down to just them from 6 creditors and 10% of the amount i owed at the start...credit file is blown i'm resigned to that.
  • 9780ninjalt
    9780ninjalt Posts: 22 Forumite
    We were told a good few years ago (by a LLoyds employee) that an offer of 70% is generally accepted. Not sure if that's still the case
    DMP with CCCS Started Feb 2012:T
    Estimated Total Debt: £30,268.14
    Total Paid to Date: £7,368 :eek:
    Estimated Debt Free Date: Jun 2018:beer:
This discussion has been closed.
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