We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I have two names!
moneyshoe
Posts: 97 Forumite
I got married nearly 6 yrs ago. At the time we had a joint mortgage and I didn't change my name on this.
I am a Dr so kept my maiden name at work - they continue to pay me into my old bank account also in my maiden name. My passport is still in my maiden name although I will change it when it expires.
We have a joint account with my married name and I have an Amazon credit card (paid off in full each month) under my married name.
We sold our flat 18 months ago and will soon be applying for a new mortgage. Which name should I apply under?? HMRC seem to understand that I have two names but I'm suddenly worrying that the banks will be confused.
I am a Dr so kept my maiden name at work - they continue to pay me into my old bank account also in my maiden name. My passport is still in my maiden name although I will change it when it expires.
We have a joint account with my married name and I have an Amazon credit card (paid off in full each month) under my married name.
We sold our flat 18 months ago and will soon be applying for a new mortgage. Which name should I apply under?? HMRC seem to understand that I have two names but I'm suddenly worrying that the banks will be confused.
Earn £2015 in 2015: £13:33/2015
0
Comments
-
I'm no expert, but as your income is in your maiden name, and they use this to calculate the mortgage, it would be best to use that name.0
-
Speak to the lender beforehand just to check theyre happy and what they would expect you to put.
I wouldnt expect this to cause too many issues though.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards