Quickie question re banks

betterlatethannever

Hello,
i am trying to open up a parachute account but the halifax are taking forever (2 weeks so far and looking at, at least another 2 weeks)
I was recommended to go to nationwide but the nearest branch is some distance from me.
Would nationwide be any quicker?
Was also recommeded the abbey but i have huge debts with mbna and they are associated (so i believe)
So the main question is, can nationwide open an account straight away?
Thanks

rayday2

I have no idea sorry when I opened my parachute account I did mine online as we are limited with local branches of banks so postal and online banking makes more sense for us. Also you tell straight away online if you passed the credit check.

betterlatethannever

Ray. Are all accounts from all branches able to be done on line then?

rayday2

Not sure exactly what you mean sorry my knackered brain probably!

If you mean can you apply online with all banks then most the time you can, like you could try applying for nationwide on line and see what happens.

If you mean the actual banking we went with Cahoot considering a few others like smile etc, we can pay in via the post office which is ideal we have one in the village, or we post cheques to them in envelopes pre paid for by the bank. We can arrange everything else on line set up standing orders, cancel direct debits the works so we never have to speak to anyone!

betterlatethannever

Thats exactly what i meant, thanks Ray. Sorry i'm a little knackered too and didn't make myself clear

kahluagirl

prob wont help u but aft cudnt use my bank account i opened a post office account.but its only 4 government benefits.hope it does help u

GirlRacer_2

I've recently opened an account with Alliance and Leicester and Abbey online, both opened very quickly. A&L account can be accessed via post office.

iceicebaby

I opened a Nat west account recently, took about 2 and a half weeks from start to finish.

regularsaver1

is it the halifax easycash (basic account) you are trying to open, as this takes about 10 days, as long as they are happy with all the info and id that you provided ??

you can apply by post and send the id at the same time (photocpopy)

or online, but then you will be chased for for the id, so postal can be quicker