Advice on company van and accidents

Sundial12

Please could you give me any advice on where my husband stands with regard to his company van and signing a contract agreeing to a n excess of £750 which he has to pay if he has an accident or even if someone damages the vehicle in which he is at no fault of. He is being ordered to sign it or he will lose his job! Is this right? The company vehicles are only covered by third party only and I suppose they are looking at ways to save on repairs, but having to pay out of his own pocket if someone else was at fault just seems wrong!:mad:

paddedjohn

I have read on here somewhere that putting an excess into his contract is illegal and unenforcable so he need not worry about that. I will try and find the link

C_Mababejive

No.He needs to take legal advice. Tell him to consult his trades union solicitor for free advice.

paddedjohn

Ignore my earlier thread, it appears that they possibly can charge an excesss, there are as many posts for as there are against on here. As above find proper legal advice on this one.

dacouch

paddedjohn wrote: »

I have read on here somewhere that putting an excess into his contract is illegal and unenforcable so he need not worry about that. I will try and find the link

Interestingly it would not be an excess in the true sense of the word as the employer has Third Party Only Cover eg only has cover for damage to other people's property or injury.

They in effect self insure their own damage but with the employees contributing towards the first £750 of it.

As they have no own damage insurance, they would be able to claim the £750 on damage that they would not have neccessarily claimed for anyway as it would not be covered by a comprehensive policy and / or would be under the excess limit of an own damage policy.