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Starting To Clear Up Credit Records

Hi guys,

So we've been discharged since the end of November and I'm now in the right place to start cleaning up my credit records.

I know I need to get copies of my credit report which costs £2 from each of the companies however, I am a member of topcashback and can get cashback if I sign up for the free 30 day credit services the companies offer. I would obviously cancel it before the 30 days it up so I would be quids in.

However, will this cause me any problems if I do cancel the service and then have to speak to them about sorting out an error?

I'd rather not have to spend the £12 (my husband as well) if I can get around doing it via a free trial as it's £12 we just don't have.

What's the advise peeps?

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