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AIP a week and still waiting
nickyg2000
Posts: 344 Forumite
My broker put a AIP forward to a lender last thursday and it got referred to the underwriters. Its still in a queue after a week dispite pressure from my MA. Has anyone else had similar experiences?
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64,000 dollar question is who is the lender?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
ING is the lender0
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Is half term week for schools. So maybe slight delay in actioning. Will also depend on amount being referred which will increase queue.
ING appear to be scaling back UK operations as a bank. So possibly not in a hurry to advance funds either. As may have scaled back targets.0 -
Unfortunately ING are not known for speed. They are also selective, fingers crossed you get some speedy resolution...I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Shame. I did a lot of research before choosing them. They came top of a which and money week survey for speed / customer service ect and my broker recommended them. Starting to hunk I was a mistake. Supposing we get refused who would you recommend for speed and non pickyness? Thanks0
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Also ing dropped there 5 yer fix to be the lowest out there this week. If they didn't want he business why drop there rates?0
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They will not refuse for the sake of it and competitive products so not a disaster.
Do not know anywhere near enough to make any sort of recommendation I am afraid, although stick with this and just keep some pressure on your broker.
Surprised it would take this long still...I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Ok thanks dave ;-)0
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nickyg2000 wrote: »Shame. I did a lot of research before choosing them. They came top of a which and money week survey for speed / customer service ect and my broker recommended them. Starting to hunk I was a mistake. Supposing we get refused who would you recommend for speed and non pickyness? Thanks
Barely been 5 working days. Give them a chance to process your application.0 -
ING is being taken over by Barclays, as we speak.
Chances are, the staff aren't particularly well-motivated and are feeling some uncertainty.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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