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Just introducing myself to the board
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If you dont know where the money is going then its time to find out. Start keeping a spending diary. Note down everything that spend for at least a week and preferablly a month and you will see how much those cups of Coffee at Tea Break and that Odd Sandwich and Bar of Choc really are costing you over the month

Hi Crown,
You are so right, I really need to know what's going on and the only way is to write everything down. I take so much notice on going to Tesco's and writing my list so I don't over spend but don't think about when my work mates persuade me to chip in for a take away, coffee etc... Can't believe I didn't think about this before.... THANK YOU!!
Jo.xDFW Nerd no. 496 - Proud to be dealing with my debts!!0
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