Credit card after bankruptcy

chadders1966

Hi,
I was wondering if anyone had any suggestions for me. I went bankrupt in 2009, discharged in 2010, nearly 3 years now. My credit files are all now in order, and I was thinking of applying for a credit card. I don't actually need one, I have a card I can use on someone elses account on the rare occasion it is needed, but thought it would help my credit rating.
My problem is the normal poor credit ones (Vanquis, Capital One, Aqua?) were all included in my bankruptcy so I don't think they will appreciate me applying! Are there any other credit cards that might consider an application? Or should I forget about it until my record is clear? I don't really want declined applications on my record. Thanks.

Tixy

Luma maybe? Although I am not certain whether they'd be likely to accept but you could look into them?

There are people who have been accepted again by lenders who were included in their bankruptcy - maybe a capital one secured card would be a possibility to help credit build.

One credit application should make little difference to your file.