lowest fixed rate?

Dan29

wardlaw wrote: »

:t :t :t :t :t :t :t

Are you drunk?! Are you even really a mortgage advisor?!

KTF

wardlaw wrote: »

What I,said was the best rates are not necessarily the best deals

I was picking up on the point that you made about (in your opinion) the majority of the fixed rates having tie ins after the initial period which isnt necessarily the case. I was not changing what I had originally said.

wardlaw

The advertised best fix rates in newpapers often have tie ins, is what I said, and its tue !!

Is it really worth arguing about , as its not very helpful to people asking a simple question's:T :T :T only to observe some one contradicting another, including himself, when they have not read the written word

I was simply taking the time and trouble to give good advice What I did not expect was such miss lead replies,which help no body

meanmachine_2

wardlaw wrote: »

The advertised best fix rates in newpapers often have tie ins, is what I said, and its tue !!

No you're talking about steppers, which are an entirely different product.

The OP wanted to know about standard fixed rates, with a "reasonable product fee" attached.

I know what that means - a fee around 300-600 quid, not a Northern Rock percentage jobby costing thousands.

Why complicate things?

homer_j_3

the abbey have started doing fixed rates with extended tie ins.

I think Dan more or less hits the nail on the head for the OP.

You need to cost the deal over 2 years including set up fees. A fee free whole of market adviser will easily source these deals fairly quickly.

wardlaw

meanmachine

I'm not talking about steppers, are you a jobby <-best avoided:j :j :j

I am talking about fixed rates Like C+G with 2.5% fee Or where initial rate might be say 3.5% for 2 years, after which it reverts to the SVR but you are tied in until 2011 etc Now is that simple enough for you to understand ?


Stop making a easy question complicated, you are being very unhelpful to the initial enqiurer and making a complete nuisance of yourself within this forum Obviously you do not have a clue about mortgages Steppers lmko gawd

I write for a local paper, on occassion and on the Radio to give imartial advice They keep asking me back as I can convey to the audience a ckear and precise answer ,to the ,live questions, put to me, in easy to understand plain English 5.29% 3 year fix fees £999.00 no tie ins Would be a recommendation, if it suited a clients particular requirements

May I suggest you go back to class, as you clearly make a complete mess, on all that you try to wite and confuse people ,due to your lack of knowledge Ignorance is best kept in the Freezer.:mad: :mad:

MAIl ON SUNDAY HAS MADE MY POINT ABSOLIUTELY TRUE WHAT I SAY IS WHAT IS ON THE TIN

:T :T :T :T :T

Dan29

I hope your writing for the local paper makes more sense than what you've written on here.

payless

wardlaw wrote: »

I write for a local paper, on occassion and on the Radio to give imartial advice

1. Why the damn is the thanks button next to the quote button!!!!!

2. My son gets martial (arts) advice from his karate teacher, I know a couple who go to Relate for marital advice , I know a few advisers who give impartial advice.... must be an interesting column you write.

3. I used to write on the radio also , but finally purchased a notebook.

payless

MMachine, the thanks for W was an accident... especially as I know only one meaning for the term he uses abou you !!!

Stepped are often identified seprately to extended tie in products ( rare but making a re-appearance) but as you imply are really a similiar animal.

leftieM

A&L have mortgages for customers who have their current account also (it's a good account). They have a 2 year fixed at 5.34% with a fee of £599 for a remortgage. The downside is that if you leave them you pay £295. There is no tie-in beyond the 2 years. They put their rates up recently in anticipation of the BOE rises so hopefully they won't rise significantly (but who knows!!)