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Ex partner still on mortgage

Hi - my brother in law is looking to remortgage but his current mortgage is still in the name of himself and an ex partner. When they split there was no financial issues to resolve as although her name was on the mortgage her contribution was very limited. They now have no contact and he wants to remortgage in his own name only. Is this likely to cause any complications as he would not know how to contact his ex partner if she was required to sign anything.

Any thoughts appreciated.
Regards
Robson

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Hi,

    He will not be able to remortgage unless she signs the legal paperwork discharging her interest.

    There is a process to follow if she truly cannot be contacted, but it is not quick or easy..

    All the best
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Robson1978 wrote: »
    When they split there was no financial issues to resolve as although her name was on the mortgage her contribution was very limited.

    Unfortunately opinion from one side doesn't equate to an agreed settlement.

    Suggest you trace her down.
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