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Another HP question

I've been at my current address since Aug 2012, is this going to prevent me from getting hire purchase?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    No reason it should as a stand alone item.

    Are you on the electoral roll?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • SeanG79
    SeanG79 Posts: 977 Forumite
    Part of the Furniture 500 Posts Name Dropper
    As Tixy says, as a stand alone item it will not impact negatively on your application. Most main stream lenders look for traceability on the electoral roll for the last 3 years. I have assisted customers with clean credit searches that have only been at their current address for 4/5 weeks, but had minimum 3 years previous traceability at their home address. if you have moved frequently in the last few years, that will count against you.
  • thanks guys, yeah im on the electoral role and im not a frequent mover. good stuff.
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