MSE News: Mortgage rates hit record lows... but beware the high fees

toptipper-tal

[QUOTE=michaels;59247541_I_am_hedging_my_bets_though,_I_have_requested_the_latest_possible_remortgage_completion_date_so_if_a_better_deal_comes_along_in_the_next_3_months_I_can_'switch'_and_only_lose_the_£150_booking_fee_:)_:)[/QUOTE]

Good Advice from Michaels....most deals will allow you to hold on to offer for months (I am not switching for 4 months). So if a better deal pops up, all that is lost is the booking fee.

Better in your pocket than theirs:T

GregDixon

As a Post Office employee they're offering us £200 off the arrangement fee's, so the 5 year fix is looking even more attractive.

Bedfoj

Yorkshire Bank / Clydesdale Bank have just launched fee free mortgages with rates of 2.59% and 2.99% so no fees to ay for new customers .

Thrugelmir

Bedfoj wrote: »

Yorkshire Bank / Clydesdale Bank have just launched fee free mortgages with rates of 2.59% and 2.99% so no fees to ay for new customers .

Deposit requirements?

Yorkie1

Bedfoj wrote: »

Yorkshire Bank / Clydesdale Bank have just launched fee free mortgages with rates of 2.59% and 2.99% so no fees to ay for new customers .

2 year 60% LTV, 3 year 65% LTV respectively. There are other rates available too, but the cheapest 5 year rate is 3.19% at 60% LTV.