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ING Mortgage in principle referred to underwriters
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nickyg2000
Posts: 344 Forumite
Hello,
Im a first time buyer try to get a mortgage with my girlfriend for 75% LTV. I had an AIP with Leeds BS but their rates have change since applying so I went to get a mortgage with ING, and its gone straight to the underwriters at the decision in principle stage. Is this normal?
We both have good credit history, no debt, I just missed a card payment once about 2 years ago.
Im a first time buyer try to get a mortgage with my girlfriend for 75% LTV. I had an AIP with Leeds BS but their rates have change since applying so I went to get a mortgage with ING, and its gone straight to the underwriters at the decision in principle stage. Is this normal?
We both have good credit history, no debt, I just missed a card payment once about 2 years ago.
0
Comments
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At least it wasn't declined outright. What is likely is there was a query within your AIP, which was not significant enough for you to fail the AIP, but enough to refer it to an underwriter to review and make a decision. Good luck and fingers crossed.0
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