My SOA - please help if you can

Shineyhappy

Also for some extra cash (although not a fortune admitedly) try https://www.pigsback.co.uk (i think) as you can amass reward points quite quickly, I am naughty and even do mine at work. Look on the freebies section and read the first 3 posts for a better explanation.

I know you are probably stressed and tired, but it might be worth thinking about getting a Saturday job for a couple of months, just to make a bit of a dent in the debts.

I have made about 150 quid from Amazon and Ebay in the last 5 weeks which has really helped as it has all wiped out actual debt rather than interest.

jenijen27

Thanks - I already use pigsback and I check it each day for offers.

I am looking for a weekend job - I can't work in the evenings as I'm up each morning at 4.45 and don't get home again until about 7pm

taxi73

Hi there and welcome...everything I was going to suggest has been suggested.Myself I find the spending diary rally useful.I personally would not consolidate again as it's the spending issue that needs resolving and you may end up in a worse mess.As others have said could you maybe do a 2nd job? and as a couple of your debts are really small pay those off first freeing those payments up for another debt...you'll be surprised how quick they'll come down...