Does having 2 bank accounts make such a bad impact on your credit score?

Hairymonster

I am post bankrupt of over 6 years so has since fell off my credit file. I have been using credit builder credit cards(x2) to gradually rebuild my credit rating.

I also have 2 bank accounts; opened my basic nationwide one about 3 years ago and in the summer opened a full Barclays account so gradually my credit rating has been improving I am glad to say.

However I was speaking to someone in the financial services industry and they said you should only really have one bank account as having 2 has an adverse affect on your rating.

The nationwide one I rarely use but it does come in handy sometimes-for example currently organising a stag so was good to keep everyones money seperate from my own, also nationwide a lot closer to my work so is easier to deposit in there then transfer accross if I need to pay cash in.

I like my full Barclays account so wouldn't leave them but does having this extra basic nationwide account have a really bad effect on my rating? Obviously if it doesn I'll close it but having the 2 does have it's convenience.

Hairymonster

Does anyone know the answer to this; still not decided whether to shut it or not as does provide convenience

alastairq

Cannot think why it should?