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A little advice please

Hi just after a little advice to help us plan for our future remortgage.
My wife is due to go on maternity leave this July and our 2 year mortgage deal with ING direct ends beggining of November this year.
Will my wife being on maternity leave affect our remortgage in November? Is there anything we can do between now and then to help us?

Many hanks
Spud

Comments

  • kingstreet
    kingstreet Posts: 39,514 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you talking about a remortgage or are you talking about asking your current lender for a new deal?

    If it's the latter, no further checks are done and you can take the offered product without having to worry.

    If you are remortgaging, you'll be going through the application process again and having to provide evidence of income. Some lenders will have a problem with maternity leave, some won't.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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