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Santander customer remortgage rates

Hi, I've just been on the phone to Santander (current lender), regarding my fixed rate(3.35%) offer ending May this year. With a LTV of 38% and outstanding mortgage of £65000, they offered a 2 year fixed at 2.49% with £799 fee or a 2 year fixed 2.89% with no fees. I was also offered a 2 year tracker at 2.69% with £799 fee or 2 year tracker at 2.99% no fees. I'm going to check out other lenders before I make any decisions though.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Factor in legal costs if remortgaging to another lender.
  • kingstreet
    kingstreet Posts: 39,298 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Look at products with free legals or a cashback to pay your legal fees. In addition, there are plenty of products with a free valuation.

    If you do decide to remortgage, don't forget to factor-in Santander's £225 discharge fee.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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