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My Diary
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Been a while since my last update, but I have made some pretty big progress.
My totals now stand at around;
Credit Cards / £0 ()
Catalogs / £0 ()
Car Finance / £2200
Pay Day Loans / £500
Misc Debts: £1000
As you can see, I am getting there. I now have a total of £3700 which is much better than £8900 I owed before. I am getting there. I predict by the end of next year, I wont have any debt at all - maybe sooner if I keep getting these extra hours at work!!
I also have found out I am going to be a dad, which is extra incentive to work harder towards repaying all my debt.Debt as of Dec 2012: 8900
Debt as of May 2013: 30000 -
content is now gone.Debt as of Dec 2012: 8900
Debt as of May 2013: 30000 -
New totals;
Credit Cards / £0 ()
Catalogs / £0 ()
Car Finance / £1900
Pay Day Loans / £300
Misc Debts: £700
Made some more progress financially. Boy, how expecting a child motivates you to do better.
I have stopped buying pointless rubbish, (with encouragement from my wife, who has also stopped buying pointless rubbish!). We have also stopped eating so much take-away food, which apart from being insanely bad for you is also expensive and un-necessary.
But, through all the positives I am having a bad day. I feel like i'm floating along through a fog with no motivation to do anything. I am going to work, going through the motions there, but my head isn't really with my body. I feel groggy and mentally slow, like my mind knows what it wants to do but it can't. I have all these goals I want to achieve, little goals like tidy the house and look after the garden, but in actual fact I have little to no motivation and can't force myself to do anything. The kitchen is a tip, my bedroom is a tip, the spare bedroom is a tip and the garden needs .... gardening.
I have so much to do and I really have no motivation to do it. Wife getting frustrated because for all the tidying she does I seem to make twice as much mess. I just.... don't care right now.
I need to "pull myself together" I know, because I have a baby coming and a wife to look after, but the pressure - man I can't cope with it.Debt as of Dec 2012: 8900
Debt as of May 2013: 30000
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