3.5.07 what small dfw thing will you do or have you done today?

hypno06

Good morning people, newbies and old timers!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will be:

- updating spreadsheet and checking online banking
- trying for a NSD except mystery shop expenses
- going to the bank to take in this week's takings
- sending everyone off to school/work with packed lunches
- ringing the court to see if I have a date yet for bank charge claim

Have a good day everyone x

GirlRacer_2

Good morning all,

OK I'm running out of ideas on where to save money - does that mean I've cut down on everything? I wish ......

OK so today I have/will
- check online banking to make sure everything is covered there
- do piggy comps and clicks
- pay poll tax and water rates to make sure I keep on top of them

I think that's about it.

Hope everone has a good day x

immoral_angeluk

Trying to find more stuff to ebay...
Will do some housework if it kills me..
If the weather gets a bit better will nip to get some veg from our local fruit and veg shop
Other than that I will mostly be moping around moaning anything that listens about how tired I am. :rotfl:

Shineyhappy

Morning all!

Today I have:

Done my piggy clicks
Taken a packed lunch and made one for bf too

I will Ebay a pair of M&S red shoes that I have never worn and try and find a few more things.
Try and find a few more books to put on Amazon
If my flat completes today, I will start to reclaim my bank charges (didnt want to risk my mortgage going wrong)
Enter competitons online and keep my fingers crossed!

NekoZombie

Today I will be going to the cinema on my £10.99 a month cinema pass (a single ticket costs £8.50, so quite a good saving if you go regularly) and instead of buying cinema snack at extortionate prices, I am going to buy a bag of tortilla chips (19p sainsbury's) and jar of salsa (69p). Yum!

gemsaysdontdodebtkids

I sent a letter to Payplan in a work envelope. Yoink!

B.W._Fox

gemsaysdontdodebtkids wrote: »

I sent a letter to Payplan in a work envelope. Yoink!

I feel guilty to say it, but I sent a letter in a work envelope through the post room without putting a stamp on it.

The little thing I do every day - cycle to work, Croydon to Euston.

Packed a lunch today, ham and Emmenthal with pickle.

B

crawley_girl

Afternoon chaps

Today I:
* completed health questionnaire for contracted hours in 2nd job
* got a lift home with the boss
* checked online banking and noticed I am in credit on my credit card :j
* downloaded some music and updated my ipod
* am getting busy with flat cleaning... (got an important meeting 2moro and flat needs to be spotless!)
* have a mate coming round to help me dump some rubbish
* am having a freezer tea
* used some of my free texts
* helped a colleague to claim back some bank charges

That's all folks!

:heartpuls CG :heartpuls

lynsayjane

afternoon all. today I have/will,

*bought a dress that was half price [STRIKE]£40[/STRIKE] £20 for my debt free night out in a week or so, wanna feel extra special that night!
*going to the cinema with a friend, also using an unlimited card (how cool are they neko!) also going to pre book ticket for spiderman 3 tomo morning before work :j how excited???? will take juice and nip to asda for munchies if required
*eating out of the cupboard/freezer all day

Queen.Bess

Today I have:

* Bought packed lunch from home
* borrowed a book from the library rather than buying it in WHSmith for £5 (reduced from £20).
*Bought my husband a PAYG SIM card now that he's cancelled his £25 a month contract and he's limited to £10 a month maximum!
*Sent a birthday card which I had at home from a gift set rather than buying a new card.

northern_star

evening all,

today I have:

taken packed lunch to work rather than eating at pizza hut with client.

sent e-card to friend instead of buying and posting one (kinder for environment too).

set breadmaker going for supper rather than dashing to shop for bread.

plan to spend evening stripping wallpaper in attempt to get bedroom decorated (not long ago I would've paid someone to do this :eek: ).