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FTB question

Hello

I was wondering , FTB ,looking at 185k house and between 40-50 LTV required....no defaults or late payments on credit reports , long time bank with Natwest , 28k p/a salary

My question , should i approach Natwest directly or go straight to a whole of market broker....?

Thanks
Never, under any circumstances, take a sleeping pill and a laxative on the same night.

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why not do both? See what Natwest could offer you then approach a broker to see if there are better options.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Dan-Dan
    Dan-Dan Posts: 5,279 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Excellent advice! , sorry , i didnt know if brokers who charge a fee (which may turn out to be the best deal finders) once you meet them , do they charge straight off the bat.....?
    Never, under any circumstances, take a sleeping pill and a laxative on the same night.
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Some will, some won't. Make sure you are agreed and clear on whatever fees are agreed and when paid.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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