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northern rock vs asda

shajanscaria
shajanscaria Posts: 23 Forumite
due to the recent moneysaving email, i have checked both northern rock and asda loan for a comparison. £20000 is the money i was looking for. For 60 months deal asda's 5.9% cost per month £388. But northern rock's 6.2% costs only 387.21 per month. I was stunned to see it. How can it happen?

Comments

  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Because there may be setup fees, deferred start dates, different payment arrangements etc
  • dalepearson
    dalepearson Posts: 167 Forumite
    From a quick look, I would assume its because you selected the 3 month payment break, as this will essentially add the additional interest.
  • The Asda loan will be £384.31/month.
    Dave. :wave:
  • wardlaw
    wardlaw Posts: 124 Forumite
    Asda is not lending you money

    Who is the lender

    John
    I am a Mortgage Adviser



    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice
  • wardlaw wrote: »
    Asda is not lending you money

    Who is the lender

    Asda use GEMoney.
    Dave. :wave:
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