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We did it: paid off £100K in three years

I used to be active on this forum couple of year ago and still respond to questions from time to time, so I thought that I should let people who remember me - and the ones who are just starting out - that my wonderful DH and I are debt free (apart from mortgage).

Three years ago we had £100,000 worth of debt and it was all paid off without drama like selling our house etc. If you are curious how we did it the story is on my blog (and a series of articles on debt busting) - you will figure out how to find it if you are curious enough.

Oh, and I had a diary called 'Learn to control money but do not allow it to control you'.

This site helped to start me on the path of learning and finance management awareness. Thank you.

Firewalker
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Comments

  • pogg000
    pogg000 Posts: 588 Forumite
    Part of the Furniture 500 Posts
    Well done you:T:T:T:T
    lbm 11/06/12 dept total 11499.47
  • Great news - well done!
  • beanielou
    beanielou Posts: 95,838 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent news firewalker :j :j

    I am defeated though~i thought your blog would be in your profile but no joy.
    No joy when I googles either ~ Oh well I must be dim!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amazing news! well done.

    good luck for the future.
    LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL

  • beanielou wrote: »
    Excellent news firewalker :j :j

    I am defeated though~i thought your blog would be in your profile but no joy.
    No joy when I googles either ~ Oh well I must be dim!!
    I found it :)

    http://www.themoneyprinciple.co.uk/
  • Firewalker
    Firewalker Posts: 2,682 Forumite
    beanielou wrote: »
    Excellent news firewalker :j :j

    I am defeated though~i thought your blog would be in your profile but no joy.
    No joy when I googles either ~ Oh well I must be dim!!

    Ha,ha - just search for The Money Principle.

    Firewalker
  • Great news, well done. Doesn't make my position look quite so dire either which is always good.
  • Well if that doesn't give others motivation I don't know what does.

    And I was smug last week because I paid off £20k - I've got nothing on you!! :)

    Congrats....and you definitely both deserved that expensive bottle of wine :)
    Official DFW Nerd 1390 MFW 0/1800

    Competitions won so far: A years free pizza/Eden project trip & hotel stay/Baby gift set/Baby voucher/Baby bottle/Books/Pedometer/Soup and Mug/Dotcom gift bundle
  • Nickyj
    Nickyj Posts: 231 Forumite
    Wow, that's amazing!! Well done :)
    Sealed pot member #1950 - £44.79
    Debt free since Dec 2012 :)
  • Well done, I'm currently attempting to repay half that amount over 3-4 years instead of the 8-9 quoated and your story is a great motivation booster !
    Debt [STRIKE]£51670[/STRIKE] Jan 2013
    Now £50930

    Debt free Date May 2017
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