We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Would I have been told by now?

I moved in with my partner 1 week before my BR.
I had not contributed anything to the bills/mortgage up to that point.

If the OR thought I had an interest in her property would they have told me by now? I am due to be discharged in one month.

I am guessing not, as my beneficial interest would be one weeks worth if you see what I mean.

Also how late in the day can they enforce an IPA? I have sent back two IPOQ forms and both times I haven't had a surplus for an IPA.

I don't know how long these things take?

Thank you

Comments

  • unsure100
    unsure100 Posts: 174 Forumite
    Part of the Furniture Combo Breaker
    Anyone know the answer?

    would they have to declare the interest before discharge?
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    They would have said before now, and I can't imagine them thoinking there would be any interest.

    For an IPO the application must be made to the court before your discharge.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi wrote: »
    They would have said before now, and I can't imagine them thoinking there would be any interest.

    For an IPO the application must be made to the court before your discharge.

    Thanks Fermi,

    How long would that application take?

    I am getting nervous they may apply for an ipa at the eleventh hour!

    I guess most people worry about the same thing bit it always seems magnified when its happening to you

    I have only heard from my OR twice since my BR
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Not long, but they would want to try for an IPA first.

    Honestly, if you have no surplus then you have nothing to worry about.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.